Go ahead,
treat yourself

AppToPay lets you spread the cost of any purchase made in your favourite stores without charging you interest or additional fees. It's the buy now, pay later app you've been waiting for.

  • 0% Interest
  • No Hidden Fees
  • Get up to £2,000 in credit

See if AppToPay is right for you

Get what you want
without raiding
your savings.

AppToPay frees up cash today so you don’t have to dip in to your rainy day fund.

Spread the cost

Instead of paying for everything upfront, you can spread the cost of purchases over several months (up to 12!)

0% Interest

While credit cards and bank loans will charge you interest, AppToPay is 100% interest free, guaranteed.

Choose your payback terms

Pay off your purchases over 2, 3, 4, 5 or even up to 12 months without accruing interest or additional charges.

Convenient + accessible

No clunky credit cards! Because AppToPay is a buy now, pay later app based on your phone, it goes wherever you do.

Credit when you need it

Once approved, your line of credit continues to rejuvenate as you make repayments (no additional applications or approvals required!)

Get pre-approved in minutes

Simply download our app and fill out the application to get started. As soon as you’re approved, you can start shopping.

Want > Tap > Get

It’s that easy! Watch the video below to see exactly how AppToPay works.

Almost perfect on
TrustPilot + The App Store

Available at select retailers
(we’re growing!)

Use AppToPay at any of the retailers below. Don’t see your favourites? Let us know, as our list of retailers is growing every day!

Robinsons of Bawtry

See how much you could save


12 months

Get up to £2000

Apply now to see how much credit is
waiting for you!