Spread the cost
Instead of paying for everything upfront, you can spread the cost of purchases over several months (up to 12!)
AppToPay lets you spread the cost of any purchase made in your favourite stores without charging you interest or additional fees. It's the buy now, pay later app you've been waiting for.
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AppToPay frees up cash today so you don’t have to dip in to your rainy day fund.
Instead of paying for everything upfront, you can spread the cost of purchases over several months (up to 12!)
While credit cards and bank loans will charge you interest, AppToPay is 100% interest free, guaranteed.
Pay off your purchases over 2, 3, 4, 5 or even up to 12 months without accruing interest or additional charges.
No clunky credit cards! Because AppToPay is a buy now, pay later app based on your phone, it goes wherever you do.
Once approved, your line of credit continues to rejuvenate as you make repayments (no additional applications or approvals required!)
Simply download our app and fill out the application to get started. As soon as you’re approved, you can start shopping.
It’s that easy! Watch the video below to see exactly how AppToPay works.