Spread the cost
Instead of paying for everything upfront, you can spread the cost of purchases over several months (up to 12!)
Go ahead,
treat yourself
AppToPay lets you spread the cost of any purchase made in your favourite stores without charging you interest or additional fees. It's the buy now, pay later app you've been waiting for.
0% Interest- No Hidden Fees
- Get up to £2,000 in credit
As Featured On
See if AppToPay is right for you
Get what you want
without raiding
your savings.
AppToPay frees up cash today so you don’t have to dip in to your rainy day fund.
0% Interest
While credit cards and bank loans will charge you interest, AppToPay is 100% interest free, guaranteed.
Choose your payback terms
Pay off your purchases over 2, 3, 4, 5 or even up to 12 months without accruing interest or additional charges.
Convenient + accessible
No clunky credit cards! Because AppToPay is a buy now, pay later app based on your phone, it goes wherever you do.
Credit when you need it
Once approved, your line of credit continues to rejuvenate as you make repayments (no additional applications or approvals required!)
Get pre-approved in minutes
Simply download our app and fill out the application to get started. As soon as you’re approved, you can start shopping.
Want > Tap > Get
It’s that easy! Watch the video below to see exactly how AppToPay works.
Almost perfect on
TrustPilot + The App Store
Available at select retailers
(we’re growing!)
Use AppToPay at any of the retailers below. Don’t see your favourites? Let us know, as our list of retailers is growing every day!
See how much you could save
£1000
12 months
Get up to £2000
interest-free
Apply now to see how much credit is
waiting for you!
WARNING: All payment options other than outright payment have a potential risk of damage to credit score if badly managed. Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
"Interest Free" & "0% APR" refer to the charge for using AppToPay when all repayments are made on time.
Late or missed repayments are subject to a £12 charge.
© 2020 AppToPay LTD - All rights reserved
AppToPay Ltd is a company incorporated in England and Wales with company registration number 11204449, whose registered address is: AppToPay Ltd, 2 South Parade, Bawtry, South Yorkshire, DN10 6JH.
AppToPay Ltd are authorised and regulated by the Financial Conduct Authority, Firm Reference Number 814093.
AppToPay Ltd is registered with the Information Commissioner's Office, registration number: ZA432605.
All phone calls made by or to AppToPay Ltd may be recorded for training, monitoring & regulatory purposes.
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