Application Pre Screener

AppToPay is committed to responsible lending and our product is aimed at those with a ‘good’ or above credit score.

If you’re unsure whether you’re likely to have a good credit score answer the questions below and we’ll be able to tell you whether you’re likely to meet our lending criteria.

Are you a UK resident, aged 18 to 65 in full time employment?

Have you recently been declared bankrupt, subject to an IVA or CCJ?

Have you recently missed or made late payments on a credit card or loan?

Have you moved house within the last 3 months?

Have you recently been declined for credit elsewhere?

Do you have a valid, uk issued, drivers license or passport?

Do you have a UK bank account?

Great news, based on the answers you’ve given, it is likely you would be a good candidate for an AppToPay account, click below to download our app and start your application.