If I open an AppToPay account, do I need to use it straight away?

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James Jones

You can open an AppToPay account at any time (subject to credit checks), however the beauty of AppToPay is that you get the same spend flexibility as you would a credit card, meaning you don't need to use all of your credit straight away.

You can make multiple purchases as long as you stay within your credit limits and keep up with your repayments.

Get up to £2000
interest-free

Apply now to see how much credit is
waiting for you!